If I want to settle my Herndon car accident claim, don’t I need to give a recorded statement?
This is one of the most confusing areas for people. Logically, you would think that you should be able to work with the at-fault driver’s insurance company to fairly settle your accident claim. You have to remind yourself, though, that insurance companies are businesses and their ultimate goal is to make a profit.
Watch Your Words
If an insurance adjuster contacts you, be very careful about what you say. You will more than likely be asked to provide a recorded statement and you might be led to believe that this is standard procedure. The truth, which the adjuster won’t be quick to tell you, is that this recorded statement could be used against you.
What are some statements that could negatively affect your claim? Here’s a sample list:
Saying you are not that injured. You don’t know what might surface later and what type of treatment will be required.
Admitting that you were partially to blame. In Virginia, we follow a contributory negligence doctrine. According to this law, if you are even slightly responsible for the accident, you are probably not going to recover any money.
Downplaying how the accident has impacted you. It might be in your nature to tough it out or to avoid getting people’s sympathy. This is not the time for that.
It is in your best interests to talk with a Herndon car accident attorney before agreeing to a recorded statement.