The Adjuster Says Your Virginia Personal Injury File is Closed, So What?

All is not lost if the insurance adjuster tells you that your personal injury file has been closed.

If you are like many accident victims, the insurance adjuster may have told you that your file has been closed. You may have even received a letter with this statement. But what does it really mean? Can the insurance company mark your file as closed, if in fact, nothing has been resolved?

It doesn’t mean a whole lot when the insurance adjuster claims to have closed your file.

In Virginia, you generally have two years from the date of the accident to either settle your case or file a lawsuit. This time period is known as the statute of limitations. Keep in mind that the statute of limitations varies state by state, so you will want to talk with a personal injury lawyer to determine how long you have to pursue your claim.

The truth is, the insurance company is more than likely trying to get rid of your claim. The insurance adjuster knows that if he or she sends you a letter making it appear as if your file has been closed, whether because the adjuster hasn’t heard from you or another reason, you will probably give up. Don’t do it. Understand that this is probably one of the many tactics used by the insurance company to get out of paying your claim.

You can learn more about insurance company tricks and what actions to avoid after a Virginia car accident by ordering a copy of the book, Five Deadly Sins That Can Wreck Your Injury Claim.